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Indexed Universal Life Insurance and Long Term Care Coverage

Indexed Universal Life Insurance

Pacific Horizon IUL 2022

Pacific Horizon IUL 2022 is flexible premium indexed universal life insurance for clients

  • seeking death benefit protection

  • supplemental income potential. 

Pacific Horizon IUL 2022

Pacific Trident IUL

A modern indexed universal life insurance (IUL) product designed for affluent clients and businesses looking for

  • competitive guarantees

  • cash value accumulation potential

  • flexible features

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Pacific Discovery Xelerator IUL 2

  • Help provide death benefit protection for high-income earning clients and provide them a potential source of supplemental retirement income.

  • Pacific Discovery Xelerator IUL 2 is designed for competitive long-term cash value accumulation potential with life insurance goals of 15 years or more.

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Pacific Horizon Survivorship IUL

Pacific Horizon Survivorship IUL is flexible premium last survivor indexed universal life insurance for couples seeking death benefit protection on two lives. The product is designed to provide the protection of survivorship life insurance and cash value accumulation potential to high-income couples concerned about legacy planning or estate taxes, as well as those with significant health or age differences. 

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Nationwide® Indexed UL Accumulator II 2020

Affluent or emerging affluent clients ages 30 to 55 years, looking for:

  • Higher returns on cash value

  • Permanent death benefit protection

  • Executive benefits and business planning

  • Supplemental savings

  • Long-term care coverage and living benefits 

Maximum issue age:

  • Insured, 85 years

  • Owner, any age

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Nationwide CareMatters® II Long-term Care

  • Clients ages 40 to 65

  • Long-term care (LTC) coverage on a fixed-premium universal life chassis

  • Cash indemnity LTC benefits

  • Financial protection of life insurance

  • Flexibility of benefit use

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Pacific Indexed Accumulator 6

Help provide death benefit protection with financial flexibility for business owner and high-net-worth clients. Pacific Indexed Accumulator 6 is designed for

  • high cash surrender potential values in the policy’s early years 

  • competitive long-term performance, which may be useful in many corporate-sponsored or premium financed scenarios.

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Pacific Protector VUL

A variable universal life (VUL) insurance product with guaranteed no-lapse death benefit protection designed for efficient wealth transfer planning and the opportunity for market-driven growth potential.

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Nationwide® Indexed UL Protector II 2020 

Affluent or emerging affluent clients ages 45 to 70 years, looking for:

  • Cost-efficient, permanent death benefit coverage

  • Some cash value growth potential

  • A replacement for term insurance or a supplement for employer insurance

  • Legacy or estate planning

  • Long-term care coverage and living benefits

Maximum issue age:

  • Insured, 85 years

  • Owner, any age

Nationwide® Indexed UL Protector II 2020

Nationwide® Survivorship Indexed Universal Life 2020

Nationwide® Survivorship Indexed Universal Life 2020

North American IUL Product

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  • Protection Builder IUL (Opt A)

  • Protection Builder IUL (Opt B)

  • Builder Plus 3 IUL (Opt A)

  • Builder Plus 3 IUL (Opt B)

Allianz IUL Product

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  • Allianz Life Pro+ IUL/Pro+ Survivor IUL/Asset Pro+ IUL/Pro+ Elite IUL (Opt A)

  • Allianz Life Pro+ IUL/Pro+ Survivor IUL/Asset Pro+ IUL/Pro+ Elite IUL (Opt B)

Affluent and high-net-worth clients ages 40 to 70 years, looking for:

  • Cost-efficient, second-to-die permanent life insurance coverage for 2 people, such as spouses or owners of family-owned businesses

  • Competitively priced death benefit protection

  • Some potential to accumulate cash value 

Maximum issue age:

  • Insured, 85 years

  • Owner, any age

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